Chase Sapphire Preferred Free Credit Score

The chase sapphire preferred card is one of the most popular travel reward cards on the market.

Chase sapphire preferred free credit score.

So if you ve opened at least 5 new credit card accounts in the last 24 months it is extremely unlikely you would be approved for the chase sapphire preferred card. I d recommend applying for one of these cards first if you re just starting to build. If you re unsure about your eligibility but have an above 700 credit score still apply for chase sapphire preferred for a chance to earn rewards when dining and traveling. But it s not so easy to get.

Benefits aren t the only consideration. Although the chase sapphire preferred is considered a great beginner card and is easier to be approved for than the chase sapphire reserve y ou re not likely to get approved if you re just starting out or only have one credit card to your name. Your credit report is obviously a very important factor when applying for a new credit card. There are three major companies that assess your spending and credit card history to create a credit report.

For the 6 of cardholders below 600 and perhaps even the 11 below 650 it s likely their scores took a hit sometime after having already been approved for the card. It s easier to qualify for the chase sapphire preferred card where the average score of approved cardholders is 741 compared to 766 for chase. It noses out the chase sapphire preferred card by offering a tsa precheck reimbursement credit and providing travelers free airport lounge access. The chase sapphire preferred card is one of those cards affected by this rule.

Credit score required for the chase sapphire preferred. This graph shows the credit scores of credit karma members who carry the chase sapphire preferred card.